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Health Care Reform

Health Care Reform: Big Changes Sure to Impact Employer Decisions on Benefit Plans

Regardless of political leanings, as we’re now in the ‘thick of things’ as they say – we can all agree on one thing…the legislation now in play has done nothing if not force employers to re-evaluate their health care benefit programs. But short of acquiring a crystal ball, there’s no way to know for certain how it will impact the health care system at large. Instead, employers can turn to the closest approximation of predicting the future: keeping their finger on the pulse of the trends. See the following excerpts from SmartCEO Magazine’s Philadelphia Health Care Roundtable featured last August.

By the numbers: Employer-sponsored health care

72% Of Americans under age 65 with health coverage of any sort, percent covered by their own employer or a family member’s employer
8% Of 1,300 employers surveyed, percent that plans to drop health care coverage altogether, accounting for 5% of employers
50%  Employers who plan to continue offering health coverage but anticipate major changes
42% Employers who intend to maintain the status quo

Source: 2012 Survey on Employer Health Benefit Plans & Preferences conducted by the Oliver Wyman Health & Life Sciences Practice
By the numbers: Consumer-directed health plans

42% As of June 2011, employers who offer consumer-directed health plans (CDHPs)
75% Of those that offer CDHPs, percent that offer Health Savings Accounts (HSAs)
47% Of those that offer CDHPs, percent that offer Health Reimbursement Arrangements (HRAs)

Source: Society for Human Resource Management 

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