As the complexity and cost of healthcare have skyrocketed, many Americans have found themselves lost in a whirlwind of acronyms and misperceptions about what health coverage is best for them. To help employers and employees with awareness of plan offerings, we have a robust resource center filled with educational materials to help further educate on Consumer Drive Healthcare solutions.
Guides, FAQs, and Forms
Flexible Spending Accounts
- Overview of Flexible Spending Accounts
- 2024 Employee FSA Guide with carryover
- 2024 Employee FSA Guide with grace period
- FSA FAQ’s
- FSA Eligible and Ineligible Expenses
- FSA Claim Form
- FSA Tax Saving Calculator
- Dependent Daycare Information
- 2024 Dependent Daycare FSA Employee Guide
- Dependent Daycare Eligibility List
- Dependent Daycare FSA Claim Form
Health Reimbursement Arrangements
Health Savings Accounts
Commuter Benefits — Mass Transit and Parking Accounts
Section 125 Cafeteria Plans
Lifestyle Spending Accounts – Post-Tax LSAs
Educational Assistance Accounts -Section 127 Plans
Official IRS Regulations & Publications
IRS Publication 969: IRS Publication detailing rules governing HSAs, FSAs and HRAs
26 CFR § 1.125-4: Federal Regulations governing mid-year election changes within Section 125 Flexible Benefit Plans
IRS Publication 502: IRS Publication defining expenses eligible for reimbursement from FSAs, HSAs and HRAs
IRS Publication 503: IRS Publication detailing rules governing Dependent Care FSAs
IRS Notice 2006-69: IRS rules detailing third-party substantiation requirements for FSA Debit Cards
Instructions for Forms 1094-B and 1095-B: Annual reporting of group health plan coverage for self-insured plans sponsored by employers that were not Applicable Large Employers for the reporting year
Instructions for Forms 1094-C and 1095-C: Annual reporting of group health plan coverage for employers that were Applicable Large Employers for the reporting year.
Form 720 Instructions: Annual report for employers that sponsor HRAs and self-insured group health plans to file and pay their required Patient Centered Outcomes Research Institute (PCORI) fee.
Instructions for Form 5500: Annual reporting for group health plans with more than 100 participants.