Western States Carpenters Health and Welfare Fund

Eligible Expenses for your HRA

You may use your accumulated HRA balance to pay for eligible health-related expenses. To be reimbursed for eligible expenses you may:

• Submit a claim form to the Harrison Group, with supporting documentation, or
• Use your Western States Carpenters Debit Card to pay eligible expenses at the point-of-sale (when available).

Eligible expenses include:

1. Copayments
2. Deductibles
3. Charges exceeding the coverage provided by the medical, dental or vision plan.
4. Over-the-counter medications and supplies.

The HRA does not replace your health plan when you are eligible for coverage. Therefore, be sure that your providers file claims with your medical, dental, or vision plan first before using the HRA. In-network providers can’t charge more than the contract allows so it is essential for providers to submit claims even if you haven’t met your deductible. When a claim is processed, you should receive an Explanation of Benefits (EOB) showing discounts, payments, and your share of costs, which you can submit to the HRA for reimbursement.

To help you make the most of your benefit, we’ve provided a tool below that lets you search and explore eligible items. Follow these easy steps to see what’s covered by your plan:

1. 1. Scroll down to the list below.
   2. Tap or click the drop-down menu in the white box on the left.
   3. Select “HRA” from the options.
   4. The list will instantly update to show HRA-eligible expenses.
   5. Use the search bar to look up specific items.